When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
How does it work?
1. Select Affirm at checkout
When you're done shopping, select Affirm at checkout and follow a few simple steps.
2. Enter information
Enter a few pieces of info for a real-time decision and proceed to payment plan selection.
3. Pay over time
Pick the payment plan you like best and make payments at affirm.com or in the Affirm app. We'll ship your new products right away.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment plan that works for you. Our smart checkout gives you options.
Affirm won’t charge you late fees or penalties of any kind, ever.
FAQs
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information inAffirm’s Customer Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website ataffirm.com.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.